Our Ready Reserve Overdraft Protection plan was designed with you in mind. It is a special pre-approved line of credit that is linked to your Colorado Community Bank checking account. It’s designed to put an end to checking account overdraft complications and charges.
When we approve Ready Reserve Overdraft Protection for you, it means that we’ve pre-approved an automatic personal loan to balance your account should you become overdrawn. With this plan, you avoid overdraft charges and embarrassing delays.
To apply for Ready Reserve Overdraft Protection today, simply complete a credit application and return it to one of our bankers. We’ll process it quickly, and when it’s approved, we let you know how much your credit line is, and have you sign a simple Ready Reserve Account Agreement.
Approved credit required.
Certain fees, terms and restrictions may apply.
(Call your local branch to inquire about fees.)
If you are going to have more than one person on the ready reserve account you also need to sign the Reg B Joint Credit.
You can link a checking or savings account to your Colorado Community Bank checking account for Overdraft Protection. In the event your checking account is overdrawn, funds will automatically be transferred from your linked account.
Contact your local branch here.