Business Overdraft Protection

READY RESERVE OVERDRAFT PROTECTION

Our Ready Reserve Overdraft Protection plan was designed with you in mind. It is a special pre-approved line of credit that is linked to your Colorado Community Bank checking account. It’s designed to put an end to checking account overdraft complications and charges.

When we approve Ready Reserve Overdraft Protection for you, it means that we’ve pre-approved an automatic personal loan to balance your account should you become overdrawn. With this plan, you avoid overdraft charges and embarrassing delays.

To apply for Ready Reserve Overdraft Protection today, simply complete a credit application and return it to one of our bankers. We’ll process it quickly, and when it’s approved, we let you know how much your credit line is, and have you sign a simple Ready Reserve Account Agreement.

 Approved credit required.

 Certain fees, terms and restrictions may apply.

(Call your local branch to inquire about fees.)

Ready Reserve application

If you are going to have more than one person on the ready reserve you also need to sign the Reg B Joint Credit.

OVERDRAFT PROTECTION-AUTO TRANSFER

You can choose to link a checking or savings account to your Colorado Community Bank checking account for Overdraft Protection. In the event your checking account is overdrawn, funds will automatically be transferred from your linked account.

Benefits:

Easy and FREE to setup - Only pay for Overdraft Protection if you use it. No Annual fee. No charge to sign-up.
Save Money - Help to avoid paying fees for overdrawing your checking account. Helps avoid fees from creditors such as returned check fees, or late fees.
Peace of Mind - Mistakes can happen, but with Overdraft Protection, you can help ensure your checking account is covered.

How to Enroll:

Contact your local branch here.

Transfer Fee
For each day on which a transfer occurs, a transfer fee will be charged to each checking account that received a transfer (call your local branch for the fee amount).